Cody Heard | Lake Charles, LA Home Mortgage Lender


Cody Heard, RMLO NMLS ID #92001

Sponsored by NTFN, INC, NMLS ID 75333

Cody Heard

Sponsored by NTFN, INC, NMLS ID 75333


Cody Heard and his team went above and beyond for me. They were always quick to respond to any questions that I had, and always quick to relay any information to me. I really felt like, when they knew something, I knew shortly after. This was my first time going through this process, and the team never made me feel like I didn’t know what was going on, even when I didn’t. Cody’s team helped me through a bad deal and helped me find the perfect deal, and I can’t thank his team enough for all that they have done for me.

Louisiana Review -Victoria D.

By far the best and most trustworthy lending team around. No matter the question, they had an answer. Fully recommend Cody and his staff! I wouldn’t use anyone else!

Lake Charles, LA Review -Zillow Review

The Cody Heard Team went above and beyond to get us our mortgage. They answered questions quickly and helped us understand every step of the process. We would highly recommend them to anyone looking for a mortgage anywhere in the state.

Metairie, LA Review -Erin R.

Meet Me


Forget cookie-cutter mortgage companies and newbie online mortgage lenders. At Premier Nationwide Lending of Lake Charles, we pride ourselves on tailoring our loan solutions to you — the hard-working home buyer.


Branch Manager Cody Heard boasts extensive hands-on experience in the mortgage industry. he honed his skills and has been serving Louisiana home buyers ever since. He graduated from McNeese State University with a bachelor’s degree in Finance. Upon graduation, he immediately started working with a local mortgage broker. He quickly saw the benefit of making the move to Premier Nationwide Lending. The Premier support staff has made the process as smooth as can be for his clients. 

Cody Heard is supported by a deeply experienced team of underwriters, processors and advisors, all of whom boast extensive knowledge in the mortgage lending industry.


Part of what makes Premier one of the nation’s best mortgage lenders is our push for excellence and our one-on-one, customer-centric approach. We don’t think of customers as simply names or loan numbers; we think of them as people — people seeking guidance on one of the most important journeys they’ll ever take as Americans.

As such, we keep these values at the forefront of the mortgage process:

  • Flexibility – We offer financing options that fit your life and your financial situation, no matter how unique it might be.
  • Knowledge – Our team is dedicated to knowing the market and the rapid changes that come with it.
  • Communication – We keep you appraised of your loan’s status every step of the way.
  • Customer service – We give you the time, attention and guidance you deserve.

In short, Premier Lake Charles is committed to our clients and to their success, and we’ll prove it to you — every step along the way.


At Premier Lake Charles we proudly serve buyers and borrowers of all kinds. To achieve this, we offer a wide array of loan products and financing options to meet every budget, goal and financial background.

Here are just a few of the mortgage loan options we offer:

  • FHA loans – Backed by the Federal Housing Administration, these loans offer down payments as low as 3.5 percent.
  • VA loans – Designed for veterans and military members, these mortgages require no down payment at all. Some military family members may also be eligible.
  • USDA loans – These loans require no down payment and can be used to purchase property in designated rural areas. They’re backed by the U.S. Department of Agriculture.
  • Conventional loans – With down payment requirements as low as 3 percent, these are one of the most popular types of mortgage loans out there. They’re backed by Fannie Mae and Freddie Mac.

We can also connect you with down payment and closing cost assistance programs that can make buying a house more affordable — particularly if you’re a lower-income and first-time home buyer. Be sure to ask us about these programs if you’re interested in learning more.


We know the home buying process can be a confusing one, but Premier Lake Charles is here to help. With our deep experience, industry knowledge and customer-centric approach on your side, that dream home is just around the corner.

Ready to buy a home? Then get in touch today at 337.304.0400 or to learn more or get prequalified for your mortgage loan.


We are a dynamic team of professionals dedicated to providing an extraordinary mortgage experience by exceeding client expectations one loan at a time.